Put The Dog Days Of Summer To Good Use

For those of you who don’t know, the Dog Days of Summer refer to the hottest days of the year between mid-July to late August. They get their name from the Greeks and Romans who were inspired by the Dog Star, Sirius, the brightest star in the Canis Major constellation. According to Wikipedia, “This period of time was historically connected with heat, drought, sudden thunderstorms, lethargy, fever, mad dogs and bad luck.” More recently it simply refers to the hottest, most uncomfortable part of the summer.

We are without question in the Dog Days of Summer. During this, the hottest, most lethargic time of the year, with mid-day scorching temperatures it may be more productive to stay indoors, relax and review your financial goals and plans.

For instance, how’s your emergency fund? Have you had to draw on it recently?

If so, have you refunded it? If not, you can make a plan to restock so you are secure for any other emergency that may arise.

Are you currently carrying any debt? Maybe you had to make a few unexpected big purchases and didn’t want to deplete your emergency fund. It’s now time to review and eliminate any outstanding credit card debt before the holidays come. They’re just around the corner and will be here before you know it.

How are you doing with your early retirement goal? Whether you actually retire early or not, it’s a great idea to plan for early retirement in the event that unforeseen circumstances make it a necessity. If you’re already retired, maybe you need to review your goals to make sure you’re on track with your spending.

I don’t know about you, but I really enjoy looking at my financial goals to see if there are any areas I can tighten up. It’s one of my favorite Dog Days of Summer activities. Try it. You might find new ways to achieve some of your financial goals quicker. If you would like a professional review of your financial goals and plans give us a call. We love to help our clients review their goals any time of the year. After all, even though it’s the Dog Days of Summer, which have historically been associated with bad luck, the only bad luck is really the result of bad planning.

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