Have you ever heard the expression, “If you fail to plan, you plan to fail”? We humans are famous for dreaming up all kinds of plans, goals and resolutions this time of year. No matter what you call them, most of those ideas will be forgotten by this time next month! That’s because most people don’t write them down. And, for those who do, few review their goals on a daily basis.
Financial goals are almost always right there with “losing that extra 10/20/30 pounds.” And just like those extra pounds of fat you’re lugging around, if you don’t have a specific plan of action that is written down and followed like a recipe, chances are the same thing will be on your list next year too.
In other words, you’ll never get where you think you want to go. As a financial advisor/planner, take it from me, plans need to be in black and white. They need to be measurable. They need to be thought about consistently in order to bring them about. If I didn’t write plans down for my clients, chances are I wouldn’t still be in business!
If your goals are financial, begin by setting up a consultation with a financial planner. If your goals are physical, consult with a nutritionist or a physical trainer. You get the picture. If you want to make something happen, you must have a real solid plan of action, not just an amorphous wish! Make this the year that you get off the wishing treadmill and onto a solid plan of action that will take you step-by-step to your goal, resolution, plan or dream!